Construction Insurance | Large Business | Zurich Insurance

Construction

Large building construction

Our construction team provides specialist advice, insurance solutions and risk engineering services for major construction projects and annual programmes to many of the world’s largest contractors

Construction

Contractors 'all risks'

This policy offers ‘all risks’ protection for materials usually referred to as ‘contract works’, and can also cover owned and hired-in contractors’ plant and employees’ personal tools and effects.

What we cover:

  • ‘All risks’ cover for contract works on site up to handover and 14 days thereafter

  • Transit to or from the contract site (other than by sea or air)

  • Contract works stored away from the contract site

Contractors indemnity

Cover, with less conditions, for damage to materials, known as ‘contract works’, leading to expense, liability, loss, claim or legal proceedings.

What we cover

  • Indemnity limits up to £25 million available

  • Owned and hired-in contractors’ plant and employees’ personal tools and effects

  • Corporate manslaughter extension

Individual project insurance

Our construction specialists can provide tailored solutions for individual projects.

What we cover

  • Contract works

  • Plant

  • Delay in start-up

  • Business interruption

  • Advance loss of profit

  • Existing structures

  • JCT 21.2.1, 6.5 or similar

Construction EL

Cover your construction business for damages and legal costs anywhere in the world, in respect of employees who have suffered injury or disease arising from, and in the course of, their employment.

What we cover

  • Indemnity limits up to £25 million available

  • Corporate Manslaughter extension up to £5 million aggregate limit

  • Policy without conditions

  • No standard height or depth restrictions

Construction PL

Protect your construction business against claims for compensation following accidental death or personal injury to third parties (excluding employees).

What we cover

  • Indemnity limits up to £10 million available

  • Corporate manslaughter extension up to £5 million aggregate limit

  • Environmental statutory clean-up costs (Bartoline) can be included up to £1 million aggregate limit

  • No standard height or depth restrictions

Construction fleet

Our construction fleet policy covers fleets of 15 vehicles or more, for all vehicle groupings from cars to lorries.

What we cover

  • Free uninsured loss recovery service

  • No increased excess for young or novice drivers

  • No minimum premiums

  • Fleet discount available based on overall book of vehicles

  • Market leading limit for Third Party Property Damage of £50 million (in respect of cars only)

Get a quote

Please contact your broker for more information

Engineering plant guide

To view plant, inspection frequency, legislation and technical information

Have you thought about

Business integrity & reputation protection

Specialist cover for the personal liabilities involved in managing a company.

Engineering

A wide range of policies to meet the needs of any business relying on plant, machinery and computers, with inspection services to ensure safety.